911 Security

Installing Security Camera Systems Can Reduce Insurance Rates/Premiums

Important notice for business owners: Nationwide, Farmers, and State Farm have confirmed that installing security camera systems in your place of business will lower your insurance rate. Business owners should ask their insurance agent if installing a security camera system will lower their rate and premium. Insurance companies base their rates on risks, and when cameras are installed, the risk dramatically decreases. Installing a surveillance security system protects your business from risks which include robbery, theft, vandalism, false claims, sexual harassment and others.

  • Robbery/ Break-ins: The last thing criminals want is to be caught on tape.  Having security cameras will deter burglars from stealing. Theft and vandalism cost businesses millions of dollars each year. With the newest surveillance technology, 911 Security Cameras can provide your business with the best possible security camera solution to protect your business against these crimes.
  • False Claims: Perhaps an employee claims to have fallen or that a co-worker/supervisor has mistreated them. By installing a video surveillance system, you reduce the risk that you face. Having a security camera system installed throughout your business can effectively lower instances of workplace violence, detect other unwanted employee conduct and record instances of workers’ compensation claims.
  • Inside Theft/Employee Theft: Significantly lower any losses your business experiences due to Inside/Employee Theft by catching employees in the act. Installing security cameras allow you to monitor employee behaviors and deter theft before it happens. Studies show that installing security cameras in the workplace actually boosts employee productivity and morale.
  • Sexual Harassment: Security cameras offer the opportunity to catch and correct sexual harassment behaviors even before a complaint is made. When a complaint is made, a video record will be available. For more on how to protect your business and prevent sexual harassment in the workplace read Steps to Protect Your Company Against Sexual Harassment Law Suits
  • Workplace Safety Hazards: The power to remotely monitor stores, warehouses, and other work spaces can be used to identify and correct any safety hazards. Exterior cameras offer an additional layer of protection for employees as they walk to their cars at night, and for customers. Installing interior and exterior security cameras help contribute to a safer work environment.

Just as many insurance companies reduce insurance rates for safe drivers and for drivers who own cars with GPS enabled tracking devices, Insurance companies also reduce rates for their business customers that install security camera systems.  Not only can you save money from lowered insurance rates and premiums, security cameras are often tax-deductible for businesses which means more savings.  The money your business saves from decreased insurance rates/premiums and tax deductions will usually cover all costs of monthly monitoring fees that security services charge.  Installing affordable security cameras can pay for themselves very quickly, and give you peace of mind from knowing that your business is protected from risks.

With so many benefits that have a tangible effect on your business’s bottom line, it is easy to see how significant the return on your investment is on a well-designed and professional security video surveillance system.  Ultimately a security system will be most beneficial if it is tailored to your specific business needs. That’s why 911 Security Cameras provides custom-tailored video surveillance systems by sending a consultant to perform a security camera site survey and assess your business needs.

For more information on how our video surveillance systems can protect your company from risks, fraudulent claims and liabilities while providing a safe work environment for your employees, contact us today at 1-866-618-2267.

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